NordVPN
All-round choice: simple apps and up to 10 devices
- Up to 10 devices on one account
- 30-day money-back guarantee
- No-logs policy checked by independent auditors
VPN guide
★ Our pick
Best VPN for Online Banking
Keep your banking sessions private on any network. Compare NordVPN, Surfshark and Proton VPN for financial privacy.
Every time you log in to your bank, credit card or investment account, your credentials cross the network. On public or shared Wi-Fi, that's a real risk. A VPN adds a layer of encryption that keeps your financial sessions private, even on untrusted networks.
Proton VPN
Try before you pay: a free plan for one device
- Free plan to start (1 device)
- Up to 10 devices on the Plus plan
- Swiss company, also behind Proton Mail
Surfshark
Big households: unlimited devices on one account
- Unlimited devices on one account
- 30-day money-back guarantee on the first purchase
- No-logs policy independently assessed (2025 report)
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Side by side
Best VPN for Online Banking
Facts from each brand's official site, checked 27 Oct 2026. Prices change often: today's price is on the official site.
| NordVPN | Proton VPN | Surfshark | |
|---|---|---|---|
| Money-back guarantee | 30 days | 30 days (paid plans) | 30 days (first purchase) |
| Devices | Up to 10 | 10 on Plus · 1 on the free plan | Unlimited |
| Free option | No free plan | Free plan (1 device) | 7-day free trial (conditions on the official site) |
| Company base | Panama (parent company in the Netherlands) | Switzerland (Proton) | Netherlands (Surfshark B.V.) |
| Best for | All-round choice: simple apps and up to 10 devices | Try before you pay: a free plan for one device | Big households: unlimited devices on one account |
| NordVPN | Proton VPN | Surfshark |
Tips
Tips
Always use a VPN on public Wi-Fi for banking
Never access your bank on café or hotel Wi-Fi without encryption. A VPN is the simplest protection.
Bookmark your bank's real URL
Phishing pages mimic bank sites. A VPN protects the connection, but always double-check the URL before entering credentials.
Combine with two-factor authentication
A VPN encrypts the connection; 2FA protects the account. Together they cover both angles.
Questions
Will my bank flag a VPN connection?
Most banks don't. If yours does, connect to a server in your home country and contact the bank's support to whitelist your account.
Is a VPN enough to protect my bank account?
It encrypts the connection, which prevents eavesdropping. For full protection, also use strong passwords and two-factor authentication.
Can I use mobile banking with a VPN?
Yes. All three VPNs here have mobile apps that work seamlessly with banking apps.
Complete your setup